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"You achieved the #1 Ranking"
Congratulations. You achieved the #1 Ranking in our entire Keller Williams office for selling more Orange Couty homes representing buyers.
Martha Waggoner,Market Center Administrator
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Mark and Theresa Thoburn is one of The Top Selling Real Estate Experts™
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

Remember: As top Mission Viejo, Irvine and Laguna Niguel area real estate agents, it's our job to know more about a property than any web site. Make sure you have the most current information!

Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Q	What holds the title as the tallest reinforced concrete building in the U.S.?
A	311 South Wacker Drive in Chicago was completed in 1990 and is 65 stories high.
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Mark and Theresa Thoburn, REALTOR®, real estate agent and broker for Mission Viejo, Irvine and Laguna Niguel, California home listings, property and land for sale - NUMBER1EXPERT

Mark and Theresa Thoburn
Harcourts
Laguna Niguel
Phone: 949-378-7222
Fax: 949-282-0099
Email: MarkThoburn@cox.net
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