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About Mark and Theresa Thoburn:
About Mark and Theresa Thoburn - Information about Mark and Theresa Thoburn of Mission Viejo, Irvine and Laguna Niguel, California? Testimonials - Read what Mark and Theresa Thoburn's clients are saying about the real estate marketing and services provided. Quick Response Guarantee - A quick response to your email request for more California home buying & property selling information is guaranteed by Mark and Theresa Thoburn. Privacy Guarantee - This Mission Viejo, Irvine and Laguna Niguel real estate web site will respect your privacy, guaranteed by Mark and Theresa Thoburn. No Obligation Guarantee - Mark and Theresa Thoburn's real estate help by email is free & without obligation for Mission Viejo, Irvine and Laguna Niguel home owners in California. For Real Estate Agents - Let Mark and Theresa Thoburn help you with your professional real estate broker and agent needs in the Mission Viejo, Irvine and Laguna Niguel area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Mark and Theresa Thoburn. Go to Main Sitemap - Main sitemap sections include Find Mission Viejo, Irvine and Laguna Niguel Homes, For Home Buyers, For Home Sellers, Mission Viejo, Irvine and Laguna Niguel Information, Real Estate Resources, and About Mark and Theresa Thoburn. 
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About Appraisals >Refinancing Your Home
Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.
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What three things are necessary in order to purchase a home?
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Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. |
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